How to forecast trade demand spikes

List of contents of this article:

• 1, Why does WeChat transfer always have a busy system
• 2、What is Hong Kong chats transfer
• 3, What does it mean to transfer money through the UnionPay system
• 4,What is super network transfer
• 5. Is it legal to transfer China UnionPay interbank business special account
• 6, What's going on with the public-to-private large-amount transfer banking system showing five days to the account

Why does the WeChat transfer always Now the system is busy

1. There are too many users who transfer money at the same time, which exceeds the processing capacity of the system. Just resubmit; or re-link the network. The system background is under maintenance, and there is no way to successfully submit this immediate repeated submission. You need to wait for the maintenance to end before submitting.

2. Because the network is relatively busy, it will lead to this situation. This situation may be due to the WeChat payment network problem, or the user's network situation.The problem is that if you encounter it, you can change the network, use a network with a better signal, or try again at another time.

3. There are two possibilities for this situation: if the money in the WeChat account is not enough, it will be automatically deducted from the bank card bound by WeChat; there is no preferential payment method for change.

4. First of all, the busyness of the WeChat payment system may be caused by large network traffic. In some particularly popular consumption nodes, such as ticketing, snap-up or event promotions, payment users and network traffic will reach extremely high peaks, which will result in insufficient back-end server carrying capacity.

5. Take Apple 13, iOS11 system, WeChat 0.16 version as an example, the system is busy when WeChat transfers money, which may have the following reasons:The server problem may be that the access volume of the WeChat server is too large to meet the requirements of too many users for a while, or the server is being maintained and upgraded. You can try again after a period of time.

What is Hong Kong chats transfer

Chats is an automatic transfer system of local clearing houses in Hong Kong. Automatic transfer services currently include fixed cycle type, balance replenishment type and starting point trigger type. Fixed-cycle automatic transfer: refers to the bank transferring a fixed amount of funds to the user's own account to his or other people's accounts according to a fixed cycle.

The definition is different. The definition of wire transfer in chats refers to the processing of foreign exchange by telegram. And remittance refers to the person handling it. The processing methods are different. The way of wire transfer in chats is to remit money online, while remittance is remittance in reality.

Hong Kong bank code, in short, Hong Kong bank code is a set of 3-digit numbers designated by a specific bank or financial institution in Hong Kong. THE HONG KONG BANK CODE RUNS IN THE ACTIVE TRANSFER SYSTEM (CHATS) OF THE CLEANUP AGENCY, WHICH IS USED TO IDENTIFY DESIGNATED BANKS BETWEEN BANKS IN HONG KONG WHEN TRANSFERRING MONEY.

What does it mean to transfer money through the UnionPay system

UnionPay transfer is an online payment method in which individuals or enterprises can use their own bank accounts to pay to other bank accounts or e-wallets. And receive money.

UnionPay transfer means that the user's transfer needs to be liquidated through UnionPay, that is, the transfer must be made through the interface of UnionPay. The way to transfer money by UnionPay is ATM.Interbank transfer, POS interbank transfer, mobile phone or online cross-bank, over-the-counter transfer, etc., the bank will charge a certain fee when conducting cross-bank transfer, which is specifically stipulated by the bank.

UnionPay transfer refers to the transfer of funds from other channels outside the UnionPay system to accounts in the UnionPay system, such as from other bank accounts to UnionPay cards. This transfer method is simple and convenient and can be completed quickly. Because the UnionPay system involves a large number of banks, it can usually meet the needs of customers.

It means that the funds enter the account through the UnionPay system. UnionPay deposit refers to the process of transferring funds from the payer's account to the payee's account during the bank card transaction, indicating that the funds have successfully reached the payee's account. UnionPay entry covers a variety of payment methods, such as swipe consumption, transfer, mobile phone payment, etc.

This means cross-Unpay operation. UnionPay interbank transfer business refers to the business in which cardholders use the China UnionPay system to carry out interbank transfers through self-service terminals such as ATMs of their own banks or other banks to realize the transfer of funds between different bank card accounts.

UnionPay scanning transfer refers to a kind of transaction, which is roughly divided into three situations, namely scanning consumption, scanning consumption, and person-to-person payment. Scan the code for consumption: The merchant displays the collection code, and the payer uses the APP to scan the merchant's collection code for payment.

What is super network transfer

Super network transfer refers to transfer through the super online banking system. In China, super network transfer is known as the second-generation payment system. Because the first-generation payment system cannot effectively meet the needs of flexible access of banking and financial institutions, and the operation and maintenance mechanism cannot adapt to the needs of system management, the second-generation payment system has emerged.

This operation means super online banking transfer. Super online banking transfer is a fast and convenient transfer method, which is realized through the second-generation payment system of the central bank.

Super online banking transfer refers to the transfer transaction business carried out by users through the super online banking system. China Super Online Banking is also known as the second-generation payment system.

Super online banking transfer refers to a transfer business through the super online banking system. Super online banking in China is also known as the second-generation payment system.

Is it legal for China UnionPay to transfer money to cross-bank business special account

China UnionPay cross-bank business special account is a legal holder of a bank account to use handheld communication equipment, computers and other electronic equipment, does not read cards, and relies on public network letters The interest system transmits information, enters transaction elements through the secure payment interface, and confirms the business of initiating and completing the transfer of funds.

According to the inquiry of Finance Network, China UnionPay's cross-bank business special account refers to the legal holder of a bank account who uses handheld communication equipment, computers and other electronic equipment, does not read cards, and relies on public network information.The system transmits information, inputs transaction elements through the secure payment interface, and confirms the business of initiating and completing the transfer of funds.

Chinese bank cards can be transferred across banks. You can use online banking, ATMs, and at the counter.

What's the five-day arrival of the public-to-private large-amount transfer bank system

1. The reasons are as follows: Interbank transfer: If the banks of the two parties to the transfer are inconsistent, the cross-bank transfer needs to The formula is carried out, which may affect the arrival time. Interbank transfers need to be settled and liquidated by multiple banks, so it usually takes longer to arrive.

2. Check whether the transferred money is refunded.Returned to the original account. At present, the bank settlement is very fast. The public-to-private transfer will basically arrive immediately on working days, and the cross-bank transfer will not take too long. It is possible that the information of the receiving account is wrong, and the money cannot be credited and returned to the original account.

3. The bank has a limit for private accounts, and the transfer from public to private exceeds the limit, which may lead to a delay in funds; the transferor makes a mistake in the transfer operation during the remittance process, which will lead to transfer failure. For example, the transfer account is wrong; the transferer may choose to delay the arrival when choosing the remittance method, generally 2 hours or 24 hours.