Tariff reduction opportunity analysis

List of contents of this article:

• 1,Tariff reduction opportunity analysisWhat are the systems of banks
• 2, Why don't banks use domestic systems for Microsoft systems?
• 3, bank What system
• 4, What kind of system does the bank use, and why is it unwilling to update the system?
• 5, What does the bank's management system consist of

What kind of system does the bank have

1. The bank's management system mainly includes depositor information management system, credit management system, deposit and withdrawal business management system and The financial management system is composed of a business information processing system mainly for customers, and a management information system for internal management.

2. Financial security monitoring and early warning system.Business classification According to the composition of its balance sheet, banking business is mainly divided into three categories: liability business, asset business and intermediary business. Liability business is the business of commercial banks to form a source of funds, and it is an important foundation for commercial banks' intermediary business and assets.

3. Bank's core banking system, English name: Core Banking System. The core banking system refers to the banking core business system of the financial industry. The current core banking system is a customer-centered core banking system that processes accounts, meets the integrated teller system, and provides 24-hour services.

4. Banks generally use more UNIX systems. UNIX system: SUN's solaris, IBM's AIX, HP-UX, SCO's SCOUNIX.

5. The core system is an IT system that mainly handles the most basic deposit and loan business of banks. These services are the most basic and core parts of banking business, so they are called the core system. According to the functional modules, it can be divided into public business, customer information, deposits, loans, capital business, international settlement, general ledger, card system, etc.

Why don't banks use domestic systems for Microsoft systems?

However, in fact, banks rarely use domestic systems. Personally, I think there are several main reasons. The domestic system is not yet mature. At present, many domestic systems have been improved on the basis of Linux. To put it badly, Linux Sinicization adds some domestic characteristics, so it lacks core technology.

First of all, although there are many criticisms and shortcomings, it must be admitted that Microsoft's system is still good. Windows is still difficult to be surpassed by linux in terms of ease of use.

In the last century, the banking industry had money and accurate business needs. The most important thing is that business changes are slow and the demand risk is low. There are no open source products such as Hadoop in the industry, and even IBM itself does not have Unix servers.

What system does the bank use

1. The bank's management system mainly includes depositor information management system, credit management system, It is composed of deposit and withdrawal business management system and financial management system, which is mainly customer-oriented business information processing system, and provides management information system for internal management.

2. The vast majority of people use the Unix operating system. Because it can be applied to almost all 16-bit and above computers, including microcomputers, workstations, small computers, multiprocessors and mainframes, etc.

3. Banks generally use the UNIX system more often. UNIX System: SUN's solaris, IBM's AIX, HP's HP-UX, SCO's SCOUNIX.

4. The banking system is divided into core processing system and peripheral operating system. The core system is generally not Microsoft system. The most common are IBM's AIX, SUN's solaris, HP's HP-UX, and SCO's SCO UNIX.

What kind of system does the bank use, and why is it unwilling to update the system?

1. Banks generally use UNIX systems. UNIX system: SUN's solaris, IBM's AIX, HP-UX, SCO's SCOUNIX.

2. Unix is different from Linux. Their original code is open, unlike Windows, so it can be modified by itself. The reason why banks use them is that it is a system modified by the bank itself, which is very safe.

3. Because the bank ATM configuration is not good in the first place, the new system can't be installed. In addition, the systems you mentioned are all for home use. The bank is equipped with a server system, and the function is different from your system. Beijing Everbright Bank uses Windows 7 enterprise version, which seems to be the only one with high configuration.

What does the bank's management system consist of

The modules of the bank's customer relationship management system include: customer comprehensive evaluationPrice system, account manager management system, customer service system, comprehensive analysis of bank business situation, auxiliary decision-making system.

China's banking system is composed of central banks, regulatory agencies, self-regulatory organizations and banking financial institutions. The People's Bank of China is the central bank. Under the leadership of the State Council, it is responsible for formulating and implementing monetary policies, preventing and resolving financial risks, and maintaining financial stability.

The internal organizational structure of commercial banks includes: decision-making system, execution system and supervision system. Decision-making system, the decision-making system of commercial banks is mainly composed of shareholders' meeting and board of directors. The shareholders' meeting is the highest authority of a joint-stock commercial bank.